Buying insurance is a lot different than it used to be with the availability if the Internet. No one needs to go traipsing all over town or sit with a telephone book making multiple phone calls to comparison shop. If you compare car insurance quotes online, then you start saving money in gas and phone charges before you ever buy an insurance policy.
If you’ve Never Comparison Shopped For Insurance it's Not Too Late
It doesn’t matter if you have auto insurance already or are looking to make sure you are getting the best rates available the Internet is a twenty-four hour resource center. You can save a substantial amount of money by taking advantage of some of the comparison shopping web sites and you never have to say a word to anyone.
Words of Wisdom before You Start Auto Insurance Shopping
You can get quotes from individual insurance companies online, but a comparison-shopping site that provides multiple quotes are the most hassle free option. No reputable web site will ask for any upfront financial information. If you receive a request to provide it early in the process, go to another web site.
Even if you’re tempted to lie to get better insurance rates, don’t. The probability that it will come back to haunt you is almost certain if you ever need to file a claim. It’s likely that the insurance company will not pay claims if you give false information, the insurance company will probably cancel your policy and you may find it almost impossible to get insurance in the future.
Information the Comparison Site May Need for an Accurate Quote
Now that we’ve cleared up the temptation to be less than honest, locate a comparison web site to use and be prepared to provide the information they need. Supply personal information such as name, address, phone number, marital status, and age. Provide your driving history including the good, the bad, and the ugly. Some web sites may request an auto insurance record listing the policies you’ve had and claims that you've filed.
Now they are going to need your auto information including the registration number, make, model, and miles on the odometer. Some will ask how the car is used and how many miles it is driven and if you park it inside or out. Some will request that you provide a rough estimate of what your vehicle is worth, which is easy to find on the Internet. The more information that you provide the more accurate the quotes are going to be.
How to Make Sure You Get True Comparison Quotes
Make sure that all insurance companies giving you a quote using exactly same information. Ensure that the coverage you request from each one is the same, and that any applicable deductibles are the same amount. Otherwise, the quotes are not comparable. After you have filled in all the blanks, sit back and watch the quotes roll in. Choose the coverage that is right for you, read the fine print and save money and avoid the hassle of shopping the old-fashioned way.